| Charlotte Real Estate and Relocation Resource |
For Real Estate advice call Angie Adams toll free at (866) 561-6396 |
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 Our Mortgage Calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Attention! First Time Home Buyer
Just in case you haven't already heard, the first time homebuyer tax credit has been revised. This revision is posted on IRS.gov form 5405. This year, qualifying taxpayers who buy their first home before Dec. 1, 2009 (if you have not owned a home in the last 3 years) can claim the credit on either their 2008 or 2009 tax returns. They do not have to repay the credit, provided the home remains their main home for 36 months after the purchase date. They can claim 10% of the purchase price up to $8,000, or $4,000 for married individuals filing separately. The amount of the credit begins to phase out for taxpayers who's adjusted gross income is more than $75,000, $150,000 for joint filers. ...
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Greater Charlotte Mortgage Representatives
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Why should you choose a Local Mortgage Lender: Home mortgage loans can be complicated. It's your home and you are entitled to the best service, which can only be provided by a local lender who knows your neighborhood, local appraisers, and area service providers. A local lender can also provide face to face service that's not possible with many "Internet lenders." It is our experience and belief that no one can provide you better service for your home loan than a local mortgage officer familiar with your neighborhood, who have established relationships with local appraisers and service providers. With the personal service provided by a local lender, the consumer benefits by directly knowing whom they are submitting all their important financial documents to while getting to know the person. Credibility on both sides helps motivate the loan representative to work that much harder on the consumers behalf while providing the consumer with more confidence in their lender. Please mention Angie Adams when contacting these Mortgage Consultants! Brian D. Endres Professional Loan Advisor NMLS #114808 Coastal Mortgage 7400 Carmel Executive Park, Ste. 130 Charlotte, NC 28226 704-909-5452 Direct Line 704-839-6864 Mobile 704-909-5453 Fax Chad Fleener Bank of America Home Mortgage 5950 Fairview Road Suite 150, Charlotte, NC 28210, 704 556-3007 Office 704 649-3898 Mobile  chad.fleener@bankofamerica.com
Liz Ciardi Wells Fargo Home Mortgage 
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Online Reports
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To enhance your buying and experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer is aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, check lists or news articles, we are here to make this process stress-free and rewarding. Please access our Free Reports today!
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